Title Examiners are responsible for abstracting and examining documents from the public records and providing title opinions based on the facts and documentation. This is achieved by using extensive title knowledge to examine the prior chain of title and all relevant documents for errors, identifying any title issues, & taking the necessary steps to ensure a clear title. In addition the title examiner is responsible for providing accurate/ professional title commitments, while maintaining a high level of productivity in assessing risk and liabilities in accordance with policy provisions. Examiner should have experience in VA, MD, DC, TN or have national title experience.
Examine title orders within company guidelines to determine the conditions of the title and insurability by considering the effect of documents such as deeds, deeds of trust, mortgages, mechanics liens, tax liens, judgments, assessments, probates and other matters of record
Analyze & evaluate pertinent record documents for determination of ownership, legal descriptions and any encumbrances to title
Explain chain of title, exceptions, and requirements to customers and managers
Recognize title defects and formulate curative solution
Assess risks and liabilities that may jeopardize the company, and bring these matters to the attention of the local title manager, state title manager or underwriter, as appropriate.
Maintain proper production levels and delivery standards on a daily basis
Work closely with the customer and management to meet time requirements for options, and assist with answering questions
Prepare an accurate and compressive title commitment in accordance with company examining and policy procedures
Perform other duties assigned by manager
Participates in special projects and miscellaneous duties as assigned by management
Ability to define problems, collect data, establish facts, and draw valid conclusions. Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is regularly required to talk or hear. The employee frequently is required to sit. The employee is occasionally required to stand; walk; use hands to finger, handle, or feel; reach with hands and arms; climb or balance; stoop, kneel, crouch, or crawl; and taste or smell. The employee must frequently lift and/or move up to 25pounds. Specific vision abilities required by this job include close vision, distance vision, color vision, depth perception, and ability to adjust focus.
The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations maybe made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually moderate.
Knowledge, Skill & Ability
Familiarity with title searching software preferred
Knowledge of underwriting policies and guidelines for specified states
Knowledge of real estate law and title and escrow curative procedures
Effective communication skills, both verbal and written
Organizational skills and ability to work within established time frames
Ability to work in fast paced environment while maintaining control.
Excellent problem solving/critical thinking
EDUCATION, Form Training & Experience
High School diploma (or equivalent). Specialized training in word processing software, database or spreadsheet software (obtained either in school or by up to six months of training) is desirable.
Minimum of four years of industry experience
About Westcor Land Title Insurance Company
GET TO KNOW US#1 Independent Underwriter in the United StatesWe see title differently. We’re the largest title insurance underwriter in the United States with no direct operations. We don’t believe in competing with our agents.Not only does Westcor provide localized underwriting resources for title agents, we also bring innovative, next–generation solutions to the problems of today’s real estate. It’s just the Westcor way.We love providing cutting edge products and creative solutions for our customers to ensure their success today, tomorrow and for years to come.